Snowvale Business Capital, a small-business funding broker in Greeley, Colorado, works with businesses in Evans, a Weld County city 5.5 miles from its office. Evans' ZIP code, 80620, held 255 employer establishments in 2023, with construction and retail the largest sectors. Snowvale introduces requests to lending partners, who decide and set terms.
| County | Weld County |
|---|---|
| Distance | About 5.5 miles from 1823 9th St (straight line) |
| ZIP 80620 | 255 employer establishments, 2,703 employees (ZBP 2023) |
| Largest sectors | Construction 48, retail 31, accommodation and food 25 |
| Self-employed | 7.7% of employed residents (margin 2.5; ACS 2020-2024) |
Evans, CO in the business data
Unlike many small-town ZIP codes, ZIP 80620 is mostly Evans: the city covers 83.4 percent of the ZIP's land (U.S. Census Bureau 2020 ZIP-to-place relationship file). That makes the ZIP figures a reasonable picture of Evans businesses, with one caution below.
| Measure | Value |
|---|---|
| Employer establishments | 255 |
| Paid employees (March 2023) | 2,703 |
| Share with fewer than 5 employees | 56.1% |
| Construction | 48 establishments (68.8% with fewer than 5 employees) |
| Retail trade | 31 |
| Accommodation and food services | 25 |
| Other services | 23 |
| Health care and social assistance | 21 |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.
Where Evans, CO addresses fall
The caution: only about half of Evans' land (48.5 percent) lies in ZIP 80620. Roughly a quarter is in ZIP 80634, a Greeley ZIP, and almost a fifth in ZIP 80645, the La Salle ZIP (U.S. Census Bureau 2020 ZIP-to-place relationship file). An Evans business with a Greeley or La Salle mailing address is not counted in the table above. It also means your mailing address and the city you are licensed in may not match, which is worth getting straight before a partner compares your documents.
Contractors and trades
Construction is the largest sector in the ZIP, and most of its employers are small crews. Their requests tend to come in two forms: a machine, trailer or work van, which fits equipment financing, and the gap between paying a crew and collecting a progress payment, which fits working capital or a line of credit. The construction page covers both in more detail.
Shops, restaurants and service businesses
Retail, food service and other services together account for 79 of the ZIP's employers. A shop buying stock ahead of a busy period, a restaurant replacing a walk-in cooler and a repair shop covering parts orders each need a different product; the right one depends on whether the cost is one-off, recurring or tied to goods that will sell.
Self-employment in Evans, CO
An estimated 7.7 percent of employed Evans residents are self-employed (margin of error 2.5 points), against 11.3 percent statewide (margin 0.2) (American Community Survey 2020-2024). Of the Evans figure, 2.8 percent run an incorporated business and 4.9 percent an unincorporated one.
Licensing in Evans, CO
Evans is its own city, so Greeley's license and sales tax pages do not apply to a business inside Evans city limits. Check with the City of Evans for its requirements, and with the Colorado Secretary of State and Department of Revenue for state records; our Colorado loan guide explains which records partners look at.
Working with us from Evans, CO
Call (970) 235-9991, send a request online, or write to 1823 9th St in Greeley. For figures on Greeley and Weld County as a whole, see business funding in Greeley, CO; for other towns, the service-area overview.
Evans, CO businesses we help
Snowvale Business Capital works with Evans, CO businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Business and personal tax returns for the latest year
- Current financial statements: profit and loss plus a balance sheet
- A driver's license or passport for each owner
- A list of existing business debts and payments
- The equipment quote, contract or purchase order the funding is for
Each lending partner sets its own list, so treat this as a starting point.
What happens after you reach out
- You call (970) 235-9991 or send the short form. We ask what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our office is at 1823 9th St, Greeley, CO 80631.
By Snowvale Business Capital · Updated