Snowvale Business Capital, a small-business funding broker in Greeley, Colorado, works with businesses in Windsor, a town in Larimer and Weld counties 11.5 miles from its office. Windsor's ZIP code, 80550, held 1,075 employer establishments in 2023, led by construction and professional services. Snowvale introduces requests to lending partners, who decide and set terms.
| Counties | Larimer County and Weld County |
|---|---|
| Distance | About 11.5 miles from 1823 9th St (straight line) |
| ZIP 80550 | 1,075 employer establishments, 10,458 employees (ZBP 2023) |
| Small employers | 64.7% with fewer than 5 employees |
| Self-employed | 12.3% of employed residents (margin 2.1; ACS 2020-2024) |
| Free advising | Colorado SBDC Serving East Colorado lists a Windsor satellite |
A town in two counties
Windsor lies in both Larimer and Weld counties (2020 Census place-by-county codes), so county-level figures for either one do not describe it. The figures here are for Windsor's own ZIP code, 80550, which holds 87.2 percent of the town's land; the town in turn covers 42.7 percent of the ZIP (U.S. Census Bureau 2020 ZIP-to-place relationship file). Small slices of Windsor fall in ZIP 80528 and in Greeley's ZIP 80631.
Two counties also means two sets of county offices. When a partner checks property records or liens, which county applies depends on where the business or its property sits.
The business base in Windsor, CO
| Sector | Establishments | Share with fewer than 5 employees |
|---|---|---|
| All sectors | 1,075 | 64.7% |
| Construction | 177 | 65.5% |
| Professional, scientific and technical services | 154 | 82.5% |
| Health care and social assistance | 105 | 61.0% |
| Other services | 101 | 66.3% |
| Real estate and rental and leasing | 95 | 91.6% |
| Retail trade | 84 | 46.4% |
| Accommodation and food services | 72 | 30.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Employers in the ZIP had 10,458 paid employees in March 2023 and an annual payroll of about $636 million.
Professional firms and small offices
Professional, scientific and technical firms are the second-largest group, and more than four in five have fewer than five employees: consultants, engineers, designers, accountants. Their funding questions are usually about the wait between doing the work and being paid, or a fit-out for a new office. A line of credit suits recurring gaps; a term loan suits a one-off build-out.
Contractors and health practices
Construction is the largest sector, as across most of the area, and its requests run to equipment and job-cost gaps; see construction financing. With 105 health care and social assistance employers in the ZIP, practice equipment and build-outs are the other recurring theme.
Self-employment in Windsor, CO
An estimated 12.3 percent of Windsor's employed residents are self-employed (margin of error 2.1 points), split between 4.3 percent in incorporated businesses and 8.0 percent in unincorporated ones (American Community Survey 2020-2024).
Free advising in Windsor, CO
The Colorado SBDC Serving East Colorado lists a satellite office in Windsor (sbdc.colorado.gov/east, checked October 2026). That center's county list includes Weld but not Larimer; businesses on the Larimer side can use the network's center-locations page to see which center serves them. Snowvale Business Capital is not affiliated with the SBDC.
Working with us from Windsor, CO
Call (970) 235-9991, send a request online, or write to 1823 9th St in Greeley. Windsor handles its own town licensing. For Weld County figures, see our Greeley, CO page; for other towns, the service-area overview.
Windsor, CO businesses we help
Snowvale Business Capital works with Windsor, CO businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Your most recent business tax return
- Government-issued ID for each owner
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
The steps after your first call
- It starts with a call to (970) 235-9991 or the short form. We cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Snowvale Business Capital is based at 1823 9th St, Greeley, CO 80631.
By Snowvale Business Capital · Updated